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CLIENT AS PRIMARY CUSTOMER

Insurance for commercial risks on sales rising from insolvency, late payment.

Single client, selection, whole turnover, top up , excess of loss.

TYPE OF INSURANCE:

OBJECT OF COVER:

INSURED RISK:

INSURED EVENT:

POLICYHOLDER:

BENEFICIARY OF COVER:

PERIOD OF INSURANCE:

INSURED VALUE:

MAXIMUM INSURED VALUES:

RISK ASSESSMENT:

CALCULATION OF PREMIUM:

ADVANTAGES:

 

 

 

 

 

 

 

NOTES:

Trade credit insurance, excess of loss insurance..

Coverage for credit on sales.

Insolvency and protracted payment delay.

Unpaid sales invoices by end customers towards primary clients.

The client as primary customer.

The client as primary customer, the financial institution (1).

12 months.

90% (2)(3).

  • On single risk: up to € 150 million.

  • No limit on aggregate risk.

  • Minimum premium: € 10.000(4).

The risk assessment is performed by the insurance company (5).

The calculation of premium occurs based on risk parameters relevant to final customer covered by insurance and with reference to the applicable sector (5).

For the client as primary customer:

  • Protection from insolvency;

  • Higher liquidity;

  • Flexibility in the engineering of sales contracts, also related to renewal of machinery and production lines;

  • Reduction in cost on financing of invoices (discounting);

  • Improved positioning in new and/or foreign markets;

  • Improved relationship with financial institutions (bargaining capability and improved credit worthiness).

For final customers:

  • Improved ability to purchase;

  1. Possibility of using the cover as collateral towards financing, offering it to the own bank/financial institution as beneficiary in relationship to a discount or advanced payment loan.

  2. For top up covers limited to the primary insurance and related limits.

  3. For excess of loss covers reduced insurance values and/or deductibles apply.

  4. Minimum premium values apply on whole turnover covers.

  5. On excess of loss covers special conditions and/or deductibles apply.

 

The economic values and technical conditions indicated, the description of the covers and the policy details are purely indicative and non-binding. The insurance company and the subscription agency reserve the right to assess and decide on the assumption of risks and the emission of policies.

Swissdacs GmbH (Schweiz)               

Weissbadstrasse 1

Appenzell 9050, Switzerland

Tel. +41 71 5349843,  +41 78 8505480

Swissdacs GmbH (Österreich)

Bonigstrasse 11,

6973 Höchst, Austria

Tel. +43 660 6865680   

Swissdacs GmbH (U.K.)

4-5 Lovat Lane

EC3R 9DT London, U.K.

+41 78 8505480

   

Switzerland FINMA, Reg. nr. 29880

Austria BMWFW Reg. 803, G.Reg.Nr. 20778

European Passport Rights in all countries of the European Community

Swissdacs GmbH, all rights reserved. Easybond® and Riskdacs® are registered European trade marks of Swissdacs GmbH.

The use of content, articles and information contained in this web site is not permitted unless specifically authorized in writing.

Swissdacs GmbH (Switzerland) is registered as Insurance Broker at the Swiss Financial Market Supervisory Authority FINMA, Reg. nr. 29880

Swissdacs GmbH (Austria) is registered as Insurance Broker at the Österreichisches Bundesministerium für Wissenschaft, Forschung und Wirtschaft, Reg. 803, Gew.Reg.Nr. 20778

Swissdacs GmbH (Austria) is registered under European Passport Rights Regulation as Insurance Broker in all countries of the European Community

Swissdacs GmbH (U.K.) is registered in U.K. as branch of Swissdacs GmbH (Austria)

Copyright Swissdacs GmbH 2019