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БАНКИ, ФИНАНСОВЫЕ УЧРЕЖДЕНИЯ

Страхование коммерческих рисков, связанных с несостоятельностью.

Финансирование закупочных счетов на долгосрочной основе.

TYPE OF INSURANCE:

OBJECT OF COVER:

INSURED RISK:

INSURED EVENT:

POLICYHOLDER:

BENEFICIARY OF COVER:

PERIOD OF INSURANCE:

INSURED VALUE:

MAXIMUM INSURED VALUES:

RISK ASSESSMENT:

CALCULATION OF PREMIUM:

COVER BASEL 3 COMPLIANCE:

ADVANTAGES:

 

 

 

 

 

 

 

NOTES:

Special trade insurance or insurance guarantee.

Financing of long-term invoices (1).

Insolvency.

Failure to repay loan by customer.

Bank/Financial Institution (2).

Bank/Financial Institution (2).

Contractual duration of underlying commercial operation.

90% (3)(4).

  • On single contract up to € 250 million (5).

  • Minimum premium: depending by risk profile. Limitations to damages limits may apply. 

The risk assessment is performed by the insurance company.

The calculation of premium occurs based on risk parameters relevant to the underlying commercial contract, the borrower, the suppliers and the type of insurance.

The policy is applicable as alternative to the mandatory fractional reserve requirement imposed by the Basel 3 Protocol (6).

For the Bank/Financial Institution:

  • Management of insolvency risk;

  • Flexibility in the engineering of funding operations;

  • Reduction of fractional reserve by Basel 3 protocol;

  • Additional margin on financing;

  • Marketing, market positioning.

For the funded client:

  • Guaranteed payment of invoices;

  • Flexibility in the engineering of sales contracts;

  • Increased liquidity;

  • Reduced cost of financing;

  • Improved positioning on new and/or foreign markets.

  1. Max. 84 months. Special program for “Blue Chip” customers up to 20 years also on project financing.

  2. Factoring, Leasing, Financial companies, Investment Funds, etc.

  3. Possibility of collaterals.

  4. Special program for “Blue Chip” customers: 50%.

  5. Special program for “Blue Chip” customers: up to € 50 million, max. 20 years run time.

  6. May vary in relationship to the single financial institution and the Central Bank of reference.

The economic values and technical conditions indicated, the description of the covers and the policy details are purely indicative and non-binding. The insurance company and the subscription agency reserve the right to assess and decide on the assumption of risks and the emission of policies.

Swissdacs GmbH (Schweiz)               

Weissbadstrasse 1

Appenzell 9050, Switzerland

Tel. +41 71 5349843,  +41 78 8505480

Swissdacs GmbH (Österreich)

Bonigstrasse 11,

6973 Höchst, Austria

Tel. +43 660 6865680   

Swissdacs GmbH (U.K.)

4-5 Lovat Lane

EC3R 9DT London, U.K.

+41 78 8505480

   

Switzerland FINMA, Reg. nr. 29880

Austria BMWFW Reg. 803, G.Reg.Nr. 20778

European Passport Rights in all countries of the European Community

Swissdacs GmbH, all rights reserved. Easybond® and Riskdacs® are registered European trade marks of Swissdacs GmbH.

The use of content, articles and information contained in this web site is not permitted unless specifically authorized in writing.

Swissdacs GmbH (Switzerland) is registered as Insurance Broker at the Swiss Financial Market Supervisory Authority FINMA, Reg. nr. 29880

Swissdacs GmbH (Austria) is registered as Insurance Broker at the Österreichisches Bundesministerium für Wissenschaft, Forschung und Wirtschaft, Reg. 803, Gew.Reg.Nr. 20778

Swissdacs GmbH (Austria) is registered under European Passport Rights Regulation as Insurance Broker in all countries of the European Community

Swissdacs GmbH (U.K.) is registered in U.K. as branch of Swissdacs GmbH (Austria)

Copyright Swissdacs GmbH 2019